Why not just use gold ETFs for exposure?

ETFs give price exposure through units in a fund; allocated gold gives you recorded ownership of specific bars. Each has different costs and risks, and both depend on the gold price.

How does EONA work for institutions?

EONA provides allocated physical gold recorded against specific bars, stored with Loomis in Dubai, with disclosed pricing based on the international spot price plus a premium, and an online account to view holdings.

Can gold holdings be sold if needed?

Yes. You can sell back to EONA at the price shown on the platform, with a 1.00% commission, and proceeds are paid to your verified bank account.

How much gold should an institution hold?

There is no standard answer, and EONA does not give investment advice or suggest allocations. Take your own professional advice.

Gold and Preserving Value

Preserving value is different from seeking growth. Some institutions hold physical gold because, unlike a bond or deposit, it is not someone else’s promise to pay. Its limited supply and long-standing demand are part of its appeal. But its price can fall, sometimes sharply.

Over long periods, gold has often held its value through crises and inflation. That has not been true over every period, and past performance is not a reliable guide to the future.

Risks Institutions Consider

Institutions typically think about four sources of risk:

Inflation and currency debasement
Market volatility and correlation risks
Sovereign and regulatory overreach
Custodial failure or counterparty risk

Bonds have not always protected against inflation, and correlations between equities and bonds have risen in some downturns, as in 2022.

Gold has historically had low correlation to many financial assets over long periods. Held in allocated form, it does not depend on an issuer — but it has its own price risk.

Allocated Gold vs. Paper Gold

Not all ways of holding gold are the same. ETFs and pooled accounts give price exposure but not title to specific bars, and they depend on the structure and its providers.

Allocated gold is recorded against specific bars. With EONA, your holding is recorded against specific bar serial numbers and separately from EONA’s own assets.

EONA stores metal with Loomis, an independent vault operator, in Dubai. Zurich and Singapore are planned locations (coming soon) and are not currently available. The vault operator, Loomis, maintains insurance under its own policy.

A Long-Term View

Institutions that hold gold for preserving value usually do so as a long-term policy rather than a reaction to events. Research by organisations such as the World Gold Council discusses gold’s role in diversified holdings, but any decision about how much to hold depends on the institution and professional advice.

EONA sells physical precious metals on an execution-only basis and does not give investment advice. The value of precious metals can fall.

Common questions

Sometimes. Gold has held its value in some inflationary periods, such as the 1970s, but not consistently in every period. It is not a guaranteed hedge.