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Guide to Gold

Glossary of Key Terms

Understanding key terms is essential when investing in allocated precious metals. This glossary breaks down the most important concepts you’ll encounter on the Eona platform — from vaulting to premiums — with clarity and precision.

Allocated Metals

Definition: Precious metals (gold, silver, platinum) stored in your name, not pooled with others.
Why it matters: You have direct legal ownership of specific bars, stored securely and verifiably. This contrasts with “unallocated” metals, where ownership is abstract and carries counterparty risk.

Spot Price

Definition: The current market price of a metal, typically quoted per ounce or gram.
How it's used: Eona displays live spot prices so you can see the real market rate before buying or selling — no hidden markups.

Premium

Definition: The amount added to the spot price to cover fabrication, logistics, and storage.
 Typical range: On Eona, premiums start from 0.5%, depending on metal type and bar size.
 Why it matters: Transparent premiums mean you know exactly what you’re paying — unlike many retail coin or bullion dealers.

Vault

Definition: A high-security, insured facility where your metals are stored.
 Locations available: Zurich, Dubai, and Singapore.
 Key benefit: You choose where your holdings are kept and can transfer between vaults instantly.

Withdrawal

Definition: The act of requesting physical delivery of your metals.
 Options: Available for most bar sizes. Eona facilitates insured global delivery or secure local collection where applicable.

KYC (Know Your Customer)

Definition: A compliance process required to verify your identity before trading.
 Purpose: Ensures legal compliance, prevents fraud, and protects your account.
 At Eona: Fast, secure, and typically completed within minutes.

Custody Risk

Definition: The risk that your metal might not be safe or accessible.
 How Eona mitigates this: By offering direct, allocated ownership, fully insured storage, and independent audits.

Real Ownership

Definition: Legal title to specific, identifiable physical metal — not paper claims or shares.
 How Eona enables it: Each bar is traceable to your account and never commingled with others.

Insured Storage

Definition: Your metals are covered against theft, damage, or loss.
 Backed by: Global insurers specialized in precious metals vaulting.

Common questions

  • Allocated metals are physically assigned to you and stored in your name. Unallocated metals are held by the provider and shared across many clients — you hold a promise, not a bar.

Next in Guide to Gold

Fully Insured Vault Storage

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