A premium is the amount you pay above the spot price of gold. Spot price is the current market rate for unallocated gold, while the premium covers manufacturing, logistics, storage, and other operational costs.
At Eona, premiums start from as little as 0.5% — offering near-wholesale access typically reserved for institutional investors.
What Drives Premiums Up or Down?
Several factors influence premiums:
1. Bar Size
Smaller gold bars carry higher premiums per gram. A 1g bar may have a 10–20% premium, while a 1kg bar may be just 1–2%.
That’s because production, packaging, and handling costs are spread across fewer grams.
2. Supply & Demand
In times of high demand (e.g., during financial crises), premiums spike. Refiners, transporters, and vaults all face pressure, increasing costs.
3. Logistics and Insurance
Premiums also account for insured transport, vaulting fees, and physical handling. This ensures your gold is not only real, but also safely stored and fully protected.
4. Market Type
Retail investors buying coins or pooled products often face premiums of 5–15% — or more. These products include marketing markups, dealer spreads, and hidden fees.
With Eona’s allocated model, premiums are transparent and minimal.
Why Low Premiums Matter
A lower premium means you start closer to breakeven from day one. The less you pay over spot, the less gold has to appreciate for you to see a return.
High premiums can erode gains, especially in short holding periods or during price corrections.
How Eona Keeps Premiums Low
Eona eliminates middlemen and opaque pricing. By offering institutional access directly to individuals, Eona minimizes overhead and passes those savings on to you.
You see the real-time spot price, then pay a flat, clearly displayed premium — no surprises, no commissions.